InsuranceBusiness Intelligence

How Hedvig Scaled Self-Service Analytics and Maintained 2-Minute Claims with Google Looker

Hedvig, a Swedish insurtech known for its 2-minute claim turnaround, deployed Looker, BigQuery, and dbt to establish a unified semantic layer across underwriting, pricing, and sales. Self-service analytics freed the data team from ad hoc reporting, avoided headcount expansion, and enabled data scientists to focus on predictive pricing models while maintaining the operational speed the insurer is known for.

Impact

2 minutes

Claim turnaround time maintained

significant

Headcount expansion avoided

material shift

Data team time reallocation

Challenge

As Hedvig scaled, inconsistent metric definitions across marketing, underwriting, and pricing teams created actuarial and compliance risk — while ad hoc reporting demands consumed the data team's capacity, blocking high-value work like predictive pricing model development.

Solution

Hedvig deployed Google Looker as a unified semantic layer over BigQuery and dbt, establishing single trusted definitions for all key metrics and enabling self-service analytics across business teams — freeing data scientists from reporting work and avoiding the headcount expansion that would otherwise have been required.

Tools & Technologies

What Leaders Say

We needed an easier way for data to tell the same story everywhere. Looker's semantic model, and the capability for a single place to define metrics, was the key factor in choosing Looker, supporting the need for trusted metrics.

Filip Allard, Chief Pricing and Data Science Officer, Hedvig

We managed to spend less time on serving other units and more time on high-value tasks like building models. If we hadn't had Looker, then we would have needed to be a bigger team.

Filip Allard, Chief Pricing and Data Science Officer, Hedvig
Get the full context.

Sign up to read complete case studies, access detailed metrics, and unlock all use cases.

Full Story

Hedvig is a Swedish insurance technology company built for tech-savvy customers, offering a mobile-first experience defined by its 2-minute claim turnaround — from filing to payment. That operational promise requires more than product speed; it demands that every team across the business reads from the same data. As Hedvig scaled from startup into a growing insurer, inconsistent metric definitions became a structural risk. Marketing, underwriting, and pricing teams were working from siloed data views, and the same business event — a sale, a claim, a renewal — meant different things depending on who was reporting it. In insurance, that kind of ambiguity isn't just inefficient, it's a compliance and actuarial liability.

The data team became a bottleneck. Ad hoc reporting requests consumed the bandwidth of data scientists who should have been building pricing models and risk tools. The team needed a way to give business users reliable, self-service access to trusted metrics without becoming a permanent support desk for dashboard requests.

Hedvig deployed Google Looker as its semantic layer, backed by BigQuery as the data warehouse and dbt for transformations. The combination created a single, governed definition for every key metric across the organization. Business teams in claims, underwriting, and sales could now build their own dashboards using Looker's interface, with confidence that their numbers matched those in every other department. Looker's LookML Liquid templating enabled a sophisticated capability: the same dashboard could dynamically switch between live operational data and frozen historical snapshots, giving actuaries and business managers the precise views they needed without maintaining duplicate reports. CI/CD integration in Looker caught modeling errors before they reached production.

The impact was measurable at both the team and business level. The data team shifted from reactive reporting to proactive model development — specifically predictive pricing models that directly support Hedvig's underwriting accuracy. Headcount expansion that would otherwise have been required to absorb reporting demand was avoided. The 2-minute claim turnaround remained intact, now supported by instant access to reliable operational data rather than manually compiled reports.

Hedvig is now refactoring its data models for an AI-driven future, making them more self-explainable and accessible to language model agents. The semantic layer built on Looker is positioned as the foundation for conversational analytics — enabling natural language queries about profitability and operational performance from non-technical staff. The same infrastructure that eliminated data silos in 2024 is being readied for the next generation of AI-augmented insurance operations.

Similar Cases

AS
AXA Switzerland
Over 95%
query and processing time reduction

AXA Switzerland, the country’s leading insurer covering over 40% of Swiss companies, migrated its entire data infrastructure to Google Cloud and deployed BigQuery, Vertex AI, and Gemini to become a data-driven organization. The transformation reduced complex query times from days to minutes or seconds and generated a high double-digit million Swiss franc profit improvement through Smart Data initiatives.

InsuranceDDialogflowGCGoogle Cloud Run
B
Beamy
6,000+ applications discovered beyond officially tracked it inventory (veolia)

Beamy, a French technology scale-up, built its AI-driven Business Transformation Platform on Google Cloud—using Vertex AI, BigQuery, Cloud Run, and Looker—to give enterprises visibility into how employees actually use applications across their IT landscape. Deployed at organizations like Veolia, the platform uncovered 6,000+ applications beyond official IT inventories and helped prioritize over 1,000 AI initiatives based on real usage patterns.

TechnologyGCGoogle Cloud RunLLooker
M
Morrisons
98.96%
data reporting lag reduction

Morrisons, one of the UK’s largest supermarkets serving nine million customers weekly across 500 stores, migrated its on-premise data warehouse to BigQuery and Looker, reducing reporting lag by 98.96% from one day to 15 minutes. Real-time data now powers Vertex AI demand forecasting models and a customer-facing Product Finder app that receives 50,000 hits per day during peak periods.

RetailGCGoogle Cloud RunLLooker
MR
Munich Re HealthTech
From 10–15 days to 20 minutes
reserve calculation time reduction

Munich Re HealthTech (MRHT) is a global specialist in digital software solutions for health insurance, serving insurers and third-party administrators across more than 25 years of operation. The company migrated its flagship SMAART actuarial platform to Oracle Cloud Infrastructure, deploying OCI Generative AI and Oracle Autonomous Database to build an AI chatbot that answers over 90% of actuary queries in seconds. Analytical dashboard builds that once took 15 days now complete in 20 minutes.

InsuranceOAOracle Autonomous DatabaseOGOCI Generative AI
FD
Fifth Dimension
Days or weeks → 30 minutes
investment memo drafting time

Fifth Dimension, a global AI platform for commercial real estate asset managers and owner-operators, built a multi-model workflow on Google Cloud using Gemini for large-scale document ingestion and Claude for high-precision reasoning. The platform compressed investment memo drafting from days or weeks to just 30 minutes and achieved 99.9% reliability for multi-hour workflows, driving deals with top-10 U.S. asset managers.

Real EstateGCGoogle Cloud StorageGCGoogle Cloud Run
S
Shopify
< 24 hours
model upgrade deployment

Shopify built Sidekick, an AI commerce assistant powered by Claude Sonnet on Google Vertex AI, enabling millions of merchants to reach their first sale in days instead of weeks.

RetailGBGoogle BigQueryGVGoogle Vertex AI
IS
Icatu Seguros
85%
quotation time reduction

Icatu Seguros, one of Brazil’s largest life and pension insurers, deployed A.V.I.—a WhatsApp-based AI assistant powered by generative AI and orchestrated by n8n—to put real-time quoting and product information directly in brokers’ hands. The assistant reduced quotation time from roughly five minutes to under 40 seconds, now serves more than 1,000 brokers daily, and earned second place at the Gartner Eye on Innovation Awards for Insurance 2025.

InsuranceNn8nOOpenAI
S
Super-Pharm
50% to 90%
inventory accuracy

Super-Pharm leveraged Google Vertex AI for ML-powered demand forecasting, improving inventory accuracy from 50% to 90% and making forecasting 10x more efficient.

RetailGBGoogle BigQueryGVGoogle Vertex AI